Collins, MS Car Wreck Lawyers
A car wreck can leave you with more questions than answers. Who is responsible for the accident? How will you pay your medical bills? What happens if your injuries prevent you from returning to work? At The Stubbs Law Firm, our Collins, MS car wreck lawyers help injured drivers and passengers understand their rights and pursue compensation when another driver's negligence causes harm.
Whether your collision occurred along Highway 49, on a local street, or elsewhere in Covington County, we understand how quickly an accident can disrupt your health, finances, and daily responsibilities.What to Do After a Car Wreck in Starkville
Your safety and health should come first after a collision. If you can do so safely, gather information that may help establish what happened and document your injuries.
Important steps include:
Call 911 when emergency assistance is needed.
Exchange contact and insurance information with the other driver.
Photograph vehicle damage, road conditions, and visible injuries.
Collect contact information from witnesses.
Seek medical attention and follow your healthcare provider’s recommendations.
Keep records of medical bills, prescriptions, lost work, and repair costs.
Notify your insurance company about the crash.
Avoid admitting fault or speculating about the cause of the collision before the circumstances have been fully investigated.
Common Injuries Following a Car Wreck
Not every injury is immediately apparent after a collision. Adrenaline can temporarily mask symptoms, making medical evaluation important even when you initially feel relatively unharmed.
Car wreck injuries may include:
Neck injuries and whiplash
Back injuries and herniated discs
Broken bones and fractures
Concussions and traumatic brain injuries
Shoulder and knee injuries
Internal injuries
Soft tissue damage
Permanent physical limitations
Seeking medical attention and following treatment recommendations can protect your health while creating important documentation of your injuries.
How Is Responsibility Determined After a Car Wreck?
Determining who caused an accident often requires examining the actions of everyone involved. Distracted driving, speeding, failure to yield, impaired driving, and unsafe lane changes can contribute to collisions.
Our team can review police reports, photographs, witness statements, available video footage, and other evidence to better understand how the accident occurred.
Under Mississippi Code Section 11-7-15, the state follows a comparative negligence system. An injured person may still recover damages when partially responsible for a collision, although compensation may be reduced according to their percentage of fault.
What Compensation Can Car Wreck Victims Pursue?
The financial consequences of an accident can continue long after the vehicles have been repaired. Depending on the circumstances, injured individuals may pursue compensation for:
Emergency medical treatment
Hospital bills and follow-up appointments
Physical therapy and rehabilitation
Lost wages and reduced earning capacity
Future medical expenses
Pain and suffering
Emotional distress
Permanent disability or impairment
We evaluate the available documentation to help determine which losses may be recoverable under Mississippi law.
Dealing With Insurance Companies After an Accident
Insurance companies may question the severity of your injuries, dispute responsibility, or offer a settlement before the full extent of your losses is known.
Mississippi generally requires minimum automobile liability coverage of $25,000 per person for bodily injury, $50,000 per accident for bodily injury, and $25,000 for property damage.
If the responsible driver lacks sufficient coverage, uninsured or underinsured motorist benefits may be available through your own policy. Mississippi Code Section 83-11-101 addresses uninsured motorist coverage, which generally must be included in qualifying policies unless properly rejected.
Before accepting a settlement, consider whether it accounts for ongoing treatment, future expenses, and other documented losses.
How Long Do You Have to File a Car Wreck Claim?
Mississippi Code Section 15-1-49 generally establishes a three-year statute of limitations for personal injury lawsuits when another specific deadline does not apply.
Certain circumstances, including claims involving government entities, may have shorter deadlines or additional requirements.
Preserving evidence and addressing your legal options early can help protect your ability to pursue compensation.
We Are Your Legal Solutions Team.
To get a better idea of how much your car wreck claim may be worth, it's essential to consult with an experienced car wreck lawyer who can evaluate the specifics of your case. They can assess the extent of your damages, gather evidence to support your claim, and negotiate with insurance companies or pursue litigation on your behalf to seek maximum compensation. Keep in mind that statutes of limitations apply to personal injury claims, so it's crucial to seek legal advice as soon as possible after the wreck to protect your rights.
